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Does a Pool Add Value to Your Home?

Does a Pool Add Value to Your Home

You may be wondering whether a swimming pool will add value to your house. You might ask: Will the pool’s cost be covered by the sale price of your house, or will it make you lose money?

Here are some intangibles. You and your family may get so much pleasure and satisfaction out of your pool that the return on investment becomes moot. It’s hard to put a value on the summertime splashes, smiles, and fun.

There are several factors you can consider to determine whether a pool will increase the value of your home.

  • Your investment will probably be solid if you live in an area where most of your neighbors own swimming pools. 
  • A pool is a desirable feature in warm climates such as Arizona and Florida. 
  • A pool may not deter a buyer if you live in an area where real estate is booming.


Does a Pool Add Value to Your Home

How to Do the Math

Experts in real estate estimate that a 14×28-foot concrete pool can add 5 to 8 percent of the value of your house. You will see a value increase of $20,000-$32,000 if your home is valued at $400,000. The average cost to install a 14×28-foot inground concrete swimming pool is around $50,000. This means that you will only be able to recoup part of the original investment.

A pool’s added value is affected by a number of factors. A pool can be worth more if it’s well-maintained and has been designed with amenities like adjacent decks, shade structures, and patios. If the pool needs repair, it’s not that appealing, or it has been crammed into a small backyard, the value of your home will likely be reduced.

When Will a Pool Increase Your Home’s Value?

Let’s first define some terms. We mean an inground swimming pool – the permanent type that requires you to dig a hole in your yard, not the above-ground kind that looks like a big tank. In many markets, above-ground swimming pools don’t increase the value of your home.

Experts say that a pool in good condition can increase your home’s resale price. If you search for real estate, you’ll most likely see higher prices for homes that have a ready-made backyard with pools.

Here are a few examples where adding a pool to your home can increase its value and make it more appealing when you decide to sell.

  • Your neighborhood is likely to have a pool.
  • The pool can be used all year round, regardless of the season.
  • The pool blends in with the yard but leaves room for space.
  • The target homebuyers tend to be affluent and either childless or have older children (not the starter-home type).

In regions where pools can be enjoyed all year round, they are highly sought after. If you live in a warm climate, like Florida or Texas, it will increase the value of your home and make it easier to sell. Owners of swimming pools in coastal or resort communities that rent vacation homes can command higher rental rates compared to nearby properties. Higher-end neighborhoods also allow for pools to increase the resale price of a house.

If you live in a neighborhood where most houses have pools, but not all, your home could lose value on the market if your neighbors do. If your neighborhood is typical, where some homes have pools, but most don’t, adding a pool will likely not affect the value of your house.

Considerations for Adding a Swimming Pool to Your Home

It is important to understand the value that a swimming pool can bring, as adding and maintaining one is not cheap. The cost of pool repair, maintenance, and insurance can be high, which could put off some potential buyers. They’re important to think about if you ever plan to sell your house.

Pool Installation Costs

The cost of building an in-ground swimming pool, with labor and materials included, can range from $45,000 up to $85,000 for a pool made of fiberglass, and from $55,000 to $100,000.


Repairing and maintaining your pool is not cheap. Basic pool maintenance costs between $500 and $4,000. Add in utilities like water or fuel if you have a heater, and your total could be as high as $10,000.

The pool will need to be vacuumed regularly and cleaned during the swimming season. You may also want to purchase accessories such as telescoping poles, attachable brushes, and leaf skimmers.

Consider larger repair and upgrade projects if you plan on staying in your house for a long time. Concrete pools will eventually need to have their surfaces resurfaced, and this can cost anywhere between $2,250 to $15,000. This is one of the reasons that pools have historically been a less attractive option. 

Homeowners can reduce their costs significantly by performing some maintenance themselves rather than hiring a pool company. Recent tech innovations also helped. Investing in a pool with saltwater rather than chlorine can reduce costs.

Increased Homeowners Insurance

Your homeowners’ insurance rates will be higher if you have a swimming pool. If you decide to sell your house in the future, it is likely that your buyer will pay higher rates. Most policies cover 10 percent or less of external structures and fixtures, such as a swimming pool. They also cover a majority of accidents that occur around a swimming pool.

Even though the liability part of your homeowners’ insurance covers pool accidents, if a guest dies or is injured, you could still be held legally responsible if you did not provide a safe environment for guests when you let them use your pool.

If your insurer considers your pool to be an external structure, then you should list it on your insurance policy. Local laws and most policies require you to install a fence around your pool, as well as remove any diving boards.

Consider a personal umbrella insurance policy, which will provide liability coverage beyond your homeowners’ policy.

Does a Pool Add Value to Your Home

Final Thoughts – Does a Pool Add Value to Your Home?

Before you commit to a pool, make sure you know what it will do for you. While it can be a great investment, it is not a sure thing. Maintaining, repairing, and insuring a pool can be expensive, and there’s no guarantee that it will increase the value of your home or that you’ll recoup the installation costs.

When it comes time to sell your home with a pool, consider preparing and marketing it properly. Clear Tech Pools recommends repairing and cleaning the pool, staging your outdoor retreat, and marketing your home well to attract the right buyer. The most likely buyers are those looking for a higher-end home and families with children or teenagers.

If you have a pool, show it off. In a cooler climate, sell your home when the weather is good, and you can showcase your pool. Open your pool early if you plan to sell in spring, as a newly opened pool adds great curb appeal.

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