Financing Options

HFS Financial can assist homeowners in securing home improvement loans for almost any residential home improvement project.

Nope! With HFS Financial you can submit your 60-Second Loan Inquiry, enter in how much you know or think your project(s) will cost and HFS Financial will be able to provide you with your available loan qualifications. From there you can proceed, or refine the numbers to confirm exactly how much you want to borrow.

Your monthly payments are determined by the APR and term you qualify for. At HFS, we pride ourselves on making the entire inquiry and approval process transparent and intuitive. To find your rate before you apply without any impact on your credit, feel free to use the Check My Rate tool.

You are given a loan offer or denial within 60 seconds. If you qualify, one of our financial specialists will contact you to proceed with the inquiry process.

You can start the loan process quickly and easily by using our online Check My Rate tool. Or, simply reach out to HFS Financial online or by phone to speak with one of our loan specialists about your home improvement needs.

Most HFS Financial consumers that inquire at HFS Financial will get loan qualifications the same day they inquire. After supplying basic information and documentation, you can receive a loan offer as fast as the same day, and fund in as little as 1 business day. For larger loans, the timelines may vary as we see larger dollar loans taking 3 to 7 days respectively.